Know what you actually paid
Normalize processing, FX, refund, dispute, network, payout and tax-on-fee costs from provider evidence.
Margin Guard
Protect your payment margin.
Turn provider costs, settlement data and fee evidence into a canonical cost ledger. Margin Guard separates what you actually paid from what an alternative might cost.
Compare without pretending
Alternative costs stay modeled, source-backed and separate from observed merchant costs.
Model changes before routing live
Replay historical cost evidence against deterministic alternatives without sending charges or changing provider routing.
Verify savings after implementation
Verified savings appear only after a merchant-recorded change and a comparable observed post-change period.
No inflated savings
If the fee basis is incomplete, Margin Guard says so and does not calculate a savings claim.